The Federally-Mandated Marketplace for individual coverage and Small Business Health Option Program (SHOP) for group coverage officially opened on October 1st for January enrollments. The earliest effective date of any coverage under the Marketplace is January 1, 2014 so there is plenty of time to see if the coverage available in the Marketplace might be a good alternative for groups. BE ASSURED THAT BMC BENEFIT SERVICES HAS COMPLETED THE REQUIREMENTS TO SELL ON THE EXCHANGE AND ON SHOP. We’ll be monitoring the plans and cost and comparing them to the private carriers, looking out on behalf of our clients.