The BMC Method:

Managing Group Benefits Year-Round
At BMC Benefit Services, our goal is to provide superior value by delivering a unique combination of services and professional guidance to properly manage your plans. Our method remains unparalleled. The core principles of our method have remained constant since its inception over 30 years ago. But the application of those principles constantly evolves to address the continual changes in the industry. Below is a summary of our method starting from the initial meeting with a prospective client.

The First Step:

  • Collection of all relevant current benefit information: employee census, benefit schedules and premiums
  • Solicitation of carriers for competitive rates/benefits
  • Development and presentation of a summary analysis of current status, line-by-line comparison of recommended plans and costs based on census
  • Plan implementation: written employee communication, attendance at employee meeting(s), assistance with paperwork and enrollment process, communication with providers, follow-up with carriers for a seamless transition

Throughout the Plan Year:

  • Provide daily administrative services: enrollments, terminations, resolution of billing and/or claim problems
  • Provide user-friendly benefit summary website
  • COBRA administration
  • Provide services specifically contracted for, e.g. Healthcare Spending Account administration, Dependent Care Account administration

At Plan Renewal Date:

  • Initiate annual renewal process at least 90 days prior to plan anniversary. Review current level of benefits, costs, changes in client needs, employee demographics, etc., obtain current census
  • Obtain competitive quotations with alternative carriers
  • Provide renewal analysis and recommendations and all services required to implement plan/carrier changes